I was one of those people who faithfully balanced the checking account up until a year ago. I was so busy with school that i kept putting it off. So for months, it started to pile up.... And the sky didn't fall.. It dawned on me that online banking was the very thing that kept the sky from falling. I have been online banking for a couple years but mostly to pay bills, transfer balances and make sure payments when thru.
Is it safe? Well i'm not entirely convinced anything online is safe. If hackers want in, they will find a way. We can keep inventing "safe" ways to protect our information, but they will always find a way to break into the system.
Many websites develop ways to keep your information safe and the more deterants the better, i think. Knowing what i know today, i don't think it will stop me from using the convenience of online banking or financing, but i certainly am a little more aware of the dangers.
The nice thing is that even your credit reports (from two of the bureaus) are accessable online these days. And that is definately somethign that everyone should be checking yearly.
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